Solutions
Help your customers and patients say yes to the products, services, and treatments they need. Flexible 6 to 12 month no interest financing plans that increase your revenue and get you paid upfront.
Whether you are a medspa helping a patient afford a treatment plan, a retailer closing a bigger ticket purchase, a dental practice increasing case acceptance, or an automotive dealer supporting F&I transactions, financing changes the conversation. When cost is no longer the barrier, customers and patients focus on value.
Disruptive Payments offers embedded financing solutions that work across a wide range of industries and business models. Our programs are designed to be easy for your team to offer, simple for your customers to apply for, and structured so your business gets paid upfront regardless of how the customer repays over time.
When customers can spread a purchase across monthly payments, they are more likely to choose the premium option, add services, or complete a treatment plan they might otherwise defer or decline.
Your business receives full payment at the time of the transaction. You carry no repayment risk. The financing partner manages collections, and you focus on delivering great service.
Inclusive approval criteria and streamlined applications mean more customers qualify. Financing opens your services to people who want what you offer but need a payment structure that fits their budget.
Qualified customers can finance up to $15,000 with no interest. That is a powerful offer to put in front of someone who wants what you provide but is hesitating on the cost. Zero interest financing closes deals that would otherwise walk out the door.
Financing is not limited to a single item or service. Customers can use approved funds across related purchases, upgrades, add-ons, and follow-up services in a single financing event.
Streamlined applications and fast decisions mean customers can secure financing at the point of sale without friction, keeping momentum in the conversation and reducing walk-aways.
Increase treatment acceptance rates for elective procedures, dental work, vision correction, and specialist care. Patients choose the care they need without delaying due to cost.
Offer financing at the treatment consultation stage to close packages, memberships, and multi-session treatment plans that patients might otherwise think twice about.
Close higher ticket purchases in-store or online. Financing integrates with your POS and ecommerce platform so the option is always available at the moment of decision.
Support F&I transactions, ancillary product sales, and service department upsells with financing that integrates into your existing dealership workflow and CDK systems.
Sell memberships, packages, and high-value wellness programs with financing that removes the upfront cost barrier and keeps clients committed to their goals.
Attorneys, accountants, consultants, and other service providers can offer payment plans that make larger engagements accessible while ensuring the business is paid in full at the outset.
Our financing programs support a broad range of products and services across industries.
The application process is fast, simple, and can be completed in minutes at any point in the customer journey.
Customers or patients complete a short application in your office, on your website, or via a link sent directly to their phone.
Approved applicants choose from available financing options with monthly payment amounts and terms that fit their budget.
Once terms are accepted, the transaction is complete. Your business receives full payment upfront. The financing partner handles the rest.
Multiple delivery channels ensure financing is available wherever your customer is in the buying process.
Display a QR code in your location. Customers scan and apply instantly without any staff assistance required.
Send a personalized link directly to a customer's phone. They apply in three steps without needing to download anything.
Embed financing options directly into your website or checkout flow so customers can apply at the moment they are ready to buy.
Your team can send financing links to customers directly from your back-office or point of sale system at any stage of the sale.
For healthcare practices, medspas, and wellness providers, financing is one of the highest-impact tools available to increase treatment acceptance. When a patient is told what a procedure costs, the decision often comes down to whether they can manage that cost in their current budget. Financing changes that calculation entirely.
Our patient financing solutions are embedded directly into the practice workflow. Patients can apply during a consultation, from the waiting room, or from a follow-up text sent after their visit. Approval is fast and the terms are competitive. Your practice receives full payment at the time of service and carries no repayment risk. The result is higher case acceptance, larger average treatment values, and a better patient experience from the very first financial conversation.
Contact our team to learn how customer and patient financing can increase your revenue and close more sales.
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