Please read these Terms and Conditions carefully before using the website or services of Disruptive Payments LLC ("Company," "we," "us," or "our"). By accessing our website or engaging our services, you agree to be bound by these terms.
1. Acceptance of Terms
By accessing or using our website at disruptivepaymentsllc.com, you confirm that you are at least 18 years of age, have the legal authority to enter into these terms, and agree to comply with all applicable laws and regulations.
2. Services
Disruptive Payments LLC provides payment processing services for merchants across a range of industries. Our services include but are not limited to:
- Merchant account setup and management
- Payment gateway access and integration
- Software integration support
- Agent and ISO partnership programs
All services are subject to separate merchant agreements and underwriting approval. Submission of an inquiry does not guarantee approval or the establishment of a merchant account.
3. Merchant Responsibilities
As a merchant using our services, you agree to:
- Provide accurate and complete information during the application and onboarding process
- Comply with all applicable laws, card network rules, and regulations governing your business
- Maintain appropriate security standards to protect cardholder data
- Notify us promptly of any changes to your business that may affect your merchant account
- Not use our services for any unlawful, fraudulent, or prohibited activities
4. Fees and Payments
Fees for our services will be outlined in your individual merchant agreement. We reserve the right to modify our fee structures with appropriate notice as specified in your agreement. All fees are non-refundable unless otherwise stated.
5. Termination
We reserve the right to suspend or terminate services to any merchant who violates these terms, engages in fraudulent activity, poses an unacceptable risk, or fails to comply with card network rules or applicable law. Merchants may terminate services in accordance with the terms of their individual merchant agreement.
6. Limitation of Liability
To the maximum extent permitted by law, Disruptive Payments LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services or website. Our total liability for any claim shall not exceed the fees paid by you in the three months preceding the claim.
7. Disclaimer of Warranties
Our website and services are provided "as is" without warranties of any kind, express or implied. We do not warrant that our services will be uninterrupted, error-free, or free of viruses or other harmful components.
8. Intellectual Property
All content on this website, including text, graphics, logos, and images, is the property of Disruptive Payments LLC and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.
9. Privacy
Your use of our website and services is also governed by our Privacy Policy, which is incorporated into these Terms and Conditions by reference.
10. Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any disputes shall be resolved in the courts located in Los Angeles County, California.
11. Changes to These Terms
We reserve the right to update these Terms and Conditions at any time. Changes will be effective upon posting to this page with an updated date. Continued use of our website or services after changes constitutes your acceptance of the revised terms.
12. Contact Us
If you have any questions about these Terms and Conditions, please contact us at:
Disruptive Payments LLC
725 Arizona Ave, Santa Monica, CA 90401
info@disruptivepaymentsllc.com