Solutions

Built to Scale

From digital and mobile payments to accounts payable automation, our enterprise payment infrastructure grows with your business at every stage.

Streamline Every Payment, In and Out

Disruptive Payments provides a complete payment infrastructure that covers both sides of your balance sheet. Whether you need to accept payments from customers more efficiently or automate the way you pay vendors and suppliers, we have the tools to reduce manual work, cut costs, and improve cash flow.

Accounts Receivable

Integrated Card Payments

Accept all major credit cards securely inside your CRM, POS, and ERP system.

Digital Payments

Mobile payments, online payments, text to pay, and invoice payments. All in one platform.

Surcharging & ACH

Enable surcharging and direct bank transfers to reduce processing fees and improve cash flow.

Recurring Billing

Automate your billing services with a robust recurring billing system and tokenization.

Retail Financing

Make high-ticket items more affordable, enhance customer loyalty, and get paid next day.

Commercial Financing

Improve cash flows with more affordable access to capital for acquisitions, inventory, and revolving needs.

Accounts Payable

Automate Accounts Payable

Remove the burden of paying partners, agents, vendors, and suppliers with our integrated and streamlined solution.

Automate Your Payments

We manage all payments to agents, suppliers, and vendors: checks, ACH, and virtual cards.

New Revenue Stream

No fees for virtual cards. We actually pay you a rebate on all card volume processed.

Reduce Cost

Eliminate manual tasks and gain efficiencies. We call all of your vendors and suppliers to optimize your program.

Gain Security

Multi-layer fraud protection, reduced credit exposure, and enhanced chargeback rights.

Control Spend

Improve cash flow challenges by controlling when and how you pay your providers.

We Do the Heavy Lifting

You provide a vendor list, approvals at every step, and the payment file. We handle everything else. Our team onboards your clients, manages payments, runs your program, and handles support. We operate as an extension of your payables team, not just a vendor.

Enrollment Team

Integration & Set-Up

Payment Monitoring

New Client Set-Up

Digital Payments

Meet your customers where they are. Our digital payment suite gives businesses the ability to collect payments through any channel: text, email, phone, app, or web, with a seamless experience on every device.

Text-to-Pay, Email Invoice & IVR Payments

Send customers a personalized payment link via text or email, or enable phone-based IVR payment collection. Customers pay in seconds without logging in or downloading anything.

Account Updater

Automatically update stored card credentials when a customer receives a new card. Reduces failed payments and keeps recurring billing running without interruption.

Alternative Payments

Support a broader range of payment methods beyond traditional credit and debit cards, giving customers more flexibility at checkout.

Mobile App Payments

A full-featured mobile application available on iOS and Android. Accept payments, view reporting, and manage your account from any device, anywhere.

Dynamic Payment Pages

Branded, hosted payment pages that can be deployed quickly for invoices, portals, or event-specific payment collection without custom development.

Compliant Surcharging

Pass credit card processing fees to customers in a compliant way, reducing your cost of acceptance across all card-present and card-not-present transactions.

Mobile Payments

Our mobile payment application is built for business owners and teams who need to accept payments outside of a fixed location. It is a full-featured platform, not a stripped-down reader app.

Custom app on Apple & Google Play
Full-featured mobile application
Accept payments anywhere, anytime
Ideal for on-the-go business owners
Email receipt functionality
Easy reconciliation & detailed reporting
Compliant surcharging built in
Compatible with IDTech & Verifone readers

Ready to scale your payment infrastructure?

Contact our team to find the right combination of solutions for your business.

Get in Touch